We are a small independent insurance agency and have always been small.  We think of ourselves as a family and want our clients to be part of that family. 

We write Insurance and we support our community.  Please let us help you by providing you with the same customer service that has kept us in business for over a century in the Lowcountry.

As an independent insurance agent we represent multiple insurance carriers, and can compare coverages and prices to find the best possible value for your own insurance needs. No matter what your insurance needs are, we offer quality coverage from the leading companies serving South Carolina.  We are a member of the Independent Insurance Agents & Brokers of South Carolina, and are also a Trusted Choice Agency®. As a Trusted Choice® agent, we are dedicated to you and are committed to treating you as a person, not a policy. 

We can provide almost all types of insurance coverage including:

Personal Automobile

Homeowners (Coastal and Inland)

Flood

Boat / Yacht / Marine

Individual Life

Personal Umbrella Liability

Commercial Automobile

General Liability

Commercial Property

Workers Compensation

And if not on this list just ask us.  We do draw the line on health insurance.  We believe with all the changes in the laws and the state of health insurance that you should be with someone that truly is an expert in health insurance.

You can reach us at 843-766-0261 and by fax at 843-766-3512.  We are looking forward to hearing from you. You can also contact our staff at our e-mail address:

Ryan Hamm, AAI - President                    ryanhamm@sadlerandhamm.com

Jim Ball, CLU - Agent                              jimball@sadlerandhamm.com

Chris Condon - Agent                             chris@sadlerandhamm.com

Donna Breedlove Lux - Commercial CSR      dlux@sadlerandhamm.com

Heather Hamm - Personal Lines CSR           heather@sadlerandhamm.com

Here are just some of the Companies we represent

• Auto Owners Insurance Company
• Progressive Insurance
• ASI
• Universal Company of North America
• St. Johns
• Travelers
• Lloyds of London

In brief, you should know the following about us: Our company was established in the late 1800s and has been responsible for providing outstanding insurance products and service ever since. Our business is located in South Windermere Shopping Center(Earthfare) at 22 Windermere Blvd in West Ashley.  The offices are above South Windermere Antiques.